Real estate appraisal services for homeowners in the city of Sebring and Highlands County

Here are the top seven reasons FL homeowners hire BBA Services, Inc.:

  1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge Highlands county's assessment of your propertyvalue
  3. To lower their mortgage payments by removing PMI
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. Settle an estate in FL by determining the true market value of property in question

Own a home in or near Sebring, FL and need help deciding the price of it?
Contact BBA Services, Inc..

We at BBA Services, Inc. understand the special needs of a customer looking for appraisal services. Our customary business clients understand the appraisal process and the customary "products" we deliver to them. As our client, we will give you extra guidance and explanations through the appraisal process to understand what we do and how we document our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at BBA Services, Inc. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your property's price, and not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value opinion than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At BBA Services, Inc., we're experts in helping customers just like you delete unnecessary PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if you live in a region that is declining or is not appreciating as much as other properties close to yours. That means you're probably paying more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from BBA Services, Inc. is your strongest weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can this be difficult and inconvenient from a cash flow angle, and harmful to your credit score since it may appear as though that credit line is maxed out. BBA Services, Inc. can provide you with a professional appraisal that will help you reinstate your home equity line of credit.

We Also Provide Field and Desktop Appraisal Review Services

Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for preciseness? BBA Services, Inc. offers field reviews where we'll go out and check the subject and comparables. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. While typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your house.